Navigating financial crunches or planning major purchases as a salaried professional can be daunting—especially when traditional banks take their sweet time. Thankfully, India’s new-age NBFCs are bridging this gap with rapid, hassle-free loan solutions tailored for working professionals. Here’s a roundup of the best NBFCs that offer speed, convenience, and reliability, all rolled into one.
- Rupee112
Rupee112 has carved a niche for itself with its fast, fully digital lending experience designed specifically for salaried individuals. As an RBI-ed NBFC, it ensures transparency and security while delivering on its promise of instant financial relief. Whether it’s a family emergency, festive shopping, or a spontaneous getaway, Rupee112 offers short-term loans with a seamless online application and lightning-fast disbursal. By combining cutting-edge technology with a customer-first mindset, Rupee112 is redefining financial accessibility in the digital age.
- BharatLoan
BharatLoan is one of the fastest-growing digital lenders in the country, and for good reason. It offers quick personal loans with minimal documentation, making it an ideal choice for salaried professionals in need of immediate funds. Launched in 2023, BharatLoan has already crossed over 5 million app s—a testament to its growing popularity and trust. Its fully digital process is a lifesaver for those with limited or no credit history, and its flexible loan offerings, including festive specials, ensure borrowers can celebrate life’s big moments without financial worries.
- lendingplate
lendingplate, operated by Unifinz Capital India Limited, is a public listed digital lending NBFC ed with the Reserve Bank of India. It provides unsecured personal loans of up to ₹2,50,000 with flexible repayment options extending up to 15 months. Using advanced AI-driven technology, lendingplate ensures instant loan approvals and disburses funds within 30 minutes. Serving over 9,000 pin codes across 500 cities in 22 states, the platform is a trusted choice for salaried professionals seeking quick and reliable financial assistance.
- CASHe
CASHe is a tech-first NBFC that caters to India’s growing base of salaried millennials and Gen Z professionals. With an intuitive app interface and a quick onboarding process, CASHe makes it easy to get loans without the traditional paperwork headaches. It evaluates s through a proprietary social behaviour-based credit rating system, enabling access even for those new to credit. Whether it’s upgrading your home office or handling month-end cash flow issues, CASHe is a smart companion that works on your timeline.
- MoneyTap
MoneyTap blends the ease of a personal loan with the flexibility of a credit line, making it a standout option for salaried individuals looking for ongoing access to funds. Once approved, s can tap into their credit line anytime via a simple app interface—borrowing only what they need, when they need it. It’s ideal for professionals who prefer financial agility without committing to lump-sum borrowing. With its -centric design and city-wide availability, MoneyTap keeps life moving, even when expenses pile up unexpectedly.
These five NBFCs are reshaping how salaried professionals approach borrowing—bringing in speed, simplicity, and a whole lot of peace of mind. Whether you’re planning a celebration, facing an urgent expense, or simply want more control over your cash flow, these platforms ensure your finances stay fluid and stress-free.